What We Offer

A secure retirement for our annuitants.

Home > What we offer
woman on laptop illustration

What is Pension Risk Transfer (PRT)?

Pension Risk Transfer is a transaction that allows a defined benefit plan sponsor to mitigate risk and improve benefit security for plan members by transferring all or a portion of the plan to an insurance company. PRT is especially beneficial in helping plan sponsors manage market volatility and changing economic conditions. 

PRT transactions enable companies to focus on what they do best – run their business and serve their customers. These transactions help simplify a company’s administrative processes, streamline backend operations and ensure a greater level of oversight and transparency in managing pension obligations.

Interested in learning more about the PRT market and our industry insights?

What does a successful Pension Risk Transfer transaction look like?

In the PRT process, there are many key components to consider, from the initiation phase to the final step of onboarding new annuitants. As a plan sponsor, you’ll want to ensure you’re choosing the right insurer. Below is a brief overview of what to expect in the process of securing the financial future of your annuitants. 

Check out our Quick Guide to PRT to learn more

Products We Offer

We offer customized solutions to meet the needs of our pension clients.

Our capabilities include:

  • Pension buyouts and buy-ins
  • Retiree and deferred participants, including full plan terminations and complex plan provisions
  • General Account and Separate Account offerings

We are happy to answer any questions you have about PRT and our solutions available to you. 

Looking for life insurance? 

Legal & General America is the US insurance division of Legal & General Group — leveraging the expertise of a top ten global insurer to deliver high-quality life insurance for American families and businesses.